Charge

A charge is a single attempt to move money from a customer's payment method to your Stripe account for a specific amount.

A charge is a single attempt to collect a specific amount of money from a customer's payment method. When a card payment succeeds, Stripe creates a charge object that records the amount, currency, the card used, whether it succeeded, and the fees taken.

Charges and PaymentIntents

In modern Stripe integrations you rarely create a charge directly. Instead you create a PaymentIntent, which handles authentication like 3D Secure and then produces a charge when the payment goes through. The charge is the record of the actual money movement; the PaymentIntent is the lifecycle around it.

What a charge tells you

  • Gross amount — what the customer paid.
  • Fees and net — the linked balance transaction shows the processing fee and the net you keep.
  • Status — succeeded, pending, or failed.
  • Refunds — a charge can be fully or partially refunded later.

In ChargeBell

When a charge succeeds, ChargeBell posts a plain-English Slack alert with the amount, the customer, and the net after Stripe fees — so "you got paid" arrives with the number you actually keep, not raw charge data.

Related terms

Updated July 6, 2026