Net Volume

Net volume is your gross payment volume minus fees, refunds, and disputes. It is the money that actually reaches your Stripe balance.

Updated October 1, 2026

Net volume is your payment volume after fees, refunds, and disputes. It is the money that reaches your balance. Gross volume is the total customers were charged before any of those deductions.

How to calculate net volume

Net volume = gross charges − processing fees − refunds − disputes − adjustments

For example, $10,000 in gross charges, $320 in processing fees, $150 in refunds, and one $100 dispute gives $9,430 in net volume.

Why it matters

Gross volume overstates what you keep. A subscription business has many small charges, and a fixed fee like $0.30 per charge adds up across them. Your payouts are based on net volume, so plan cash flow with it.

Where the number comes from

In Stripe, net volume for a period is the sum of the net field on your balance transactions. Each balance transaction already includes its fee, so the total matches your deposits. ChargeBell payment alerts can show the Stripe fee and what you keep after fees, so you don't need to run a report.

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